Ryan Kennelly

What is a Premium Tax Credit?

A premium tax credit is a tax credit you can use to lower your monthly insurance payment (called your “premium”) when you enroll in a plan through the Health Insurance Marketplace. Your tax credit is based on the income estimate and household information you put on your Marketplace application. If your estimated income falls between 100%

I Don’t Know What Plan to Chose. Can You Help?

Of course! We’re always here to help. One of the benefits of choosing iHealthagents.com is that we offer exceptional customer service and unlimited access to our team of professional healthcare brokers.  Check out our live chat, submit a ticket online, contact us by email, or give us a call at 312-726-6565. 

What are Federal Poverty Levels Used for?

Federal Poverty Levels (which are also called Federal Poverty Guidelines, Federal Poverty Line, or simply FPL) are used to see if you qualify for cost assistance when buying insurance through the State or Federal Health Insurance Marketplace. Federal Poverty Levels are also used to help determine Medicaid and CHIP eligibility and to help determine eligibility for a number of other non-healthcare related

How do I Add Dental Coverage to my Plan?

You can buy a dental plan that is packaged with your health insurance during open enrollment or a special enrollment period, or you can purchase a stand-alone plan at any time through Independent Health Agents.  Just head to www.ihealthagents.com/dental to check out our quotes on stand-alone and packaged dental/healthcare plans!  

Can I Get Dental Added to my Plan?

Need a dental plan, too? With Independent Health Agents,  you generally can get dental coverage as part of a health plan or by itself through a separate, stand-alone dental plan during open enrollment or during the special enrollment period (if you qualify). If you purchased an individual health plan during open enrollment and you do not

Can I Change My Plan After My Application is Submitted?

Yes, during open enrollment you can change your plan after submission as long as it is during the open enrollment period from November 1st – January 31st. The last day to change your plan for a January 1st start date is December 31st. If you change your plan selection after January 1st, the effective date of your new

Does Your Website Offer Every Plan Available?

We currently offer health insurance plans for individuals and families living in 43 of the largest states. We offer plans from every major carrier in each state we are licensed that is considered “A” rated or better. For example, in Illinois, we offer plans from national carriers like Aetna, Ambetter, BlueCross BlueShield of Illinois, Cigna, Health Alliance,

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