Ryan Kennelly

Would I be covered if I went to Walgreens for a flu shot?

In most cases: Yes! The Affordable Care Act requires that preventative care be covered by your insurance, regardless of your plan or carrier, and without a copay or coinsurance. Keep in mind, however, that certain insurance companies require you to be in-network, so make sure to check with Walgreens & your insurance company to make

Are Student Loans Deducted From My Income Calculation?

Student loans do not count as taxable income. As such, student loans don’t count toward subsidy qualification, but interest may. Scholarships can count as taxable income, and thus they can affect cost assistance under the ACA’s subsidy calculation. Make sure that your application takes into account ALL taxable income so you can claim the correct amount of cost

Is Maternity Leave Covered?

The American Care Act mandates maternity care as an essential benefit, but there is no provision that affects maternity leave from your workplace. Current United States maternity leave policy is directed by the Family and Medical Leave Act of 1993 (FMLA) which includes a provision mandating 12 weeks of unpaid leave annually for mothers of newborn

Are the same Wellmark Value Health Plans available on and off the exchange?

No, the Wellmark Value Plan options are different off-exchange vs on-exchange. If you qualify for a subsidy, you will need to select one of the 4 on-exchange Wellmark Value Plan options: Wellmark Value Gold 2000 Wellmark Value Silver 4000 Wellmark Value Gold 3200 Wellmark Value Bronze 7150 If you do not qualify for a subsidy, you can select

What is the Wellmark Value Health Plan?

The Wellmark Value Health Plan is a joint venture between Wellmark, Inc. and Mercy Health Network in Iowa. This newly formed entity provides health coverage both on and off the federal health insurance exchange. These plans are qualified health plans where eligible individuals could receive subsides to help reduce the cost of insurance premiums.

Want to Join Independent
Health Agents?

We’d be happy to have your join our team of independent agents.

JOIN NOW