Can I add my child to their own health plan?
Yes, you can add any dependent child to their own ACA plan. The same rates will apply to children ages 1-18 years old.
Ryan Kennelly
When will I get my Blue Cross Blue Shield Illinois member ID cards, and how many will I get?
You should get your member ID cards in the mail soon after your application is approved. Individual and family PPO members will receive no more than 2 membership ID cards. Please note that all member ID cards will have only the subscriber name on it, but can be used by all of the dependents enrolled …
I applied on the Health Insurance Marketplace for Blue Cross Blue Shield Illinois, but haven’t heard if my application has been received and accepted. Did my coverage start on the effective date I requested?
BCBSIL receives new applications from the Marketplace every day. If you applied through the Marketplace, it will take a few days for processing through the Marketplace before they are sent to us. It then takes us about 5-10 business days to process your enrollment in the BCBSIL system. If you just applied recently, we encourage you …
I need to get a prescription filled but don’t have my Blue Cross Blue Shield ID card yet. What can I do?
Even if you haven’t received your ID card, you should have received a new member welcome letter within days of your enrollment being completed. Your member identification and group number listed on your welcome letter can be used by the pharmacy to verify your benefits. You will need to pay your first premium payment before …
Has my BCBSIL coverage started? Can I use my health plan?
Your first premium payment activates your coverage, so you can start using your health plan within 1–2 days of making your payment, depending on how you pay. After you’ve made your first payment and your coverage is activated, you can have health care expenses during that coverage gap applied to your deductible, or even get …
Are my Blue Cross Blue Shield medical records kept private?
Yes. BCBSIL is committed to protecting your medical records, and have strict rules to make sure our staff and anyone who needs to see your records keep all your member information confidential. Your medical records or claims details may have to be reviewed. If so, precautions are taken to keep your information safe. In many cases …
How can I learn more about my Blue Cross Blue Shield Illinois benefits?
You can log into Blue Access for Members 24/7 to access your benefits information or Call the Customer Service number on the back of your BCBSIL ID card.
I Have Two Homes, Can I Have Insurance In Two States?
A person who has homes in more than one state (for example, a “snow bird” early retiree) can establish residency in both states, and can switch policies to coincide with a move between homes (HHS has noted that this person might be better served by a plan with a nationwide network; but those are not …
I Just Moved. What Will My Effective Date Be?
In most cases, the effective date follows the same rules that it does during regular open enrollment. So for states using HealthCare.gov and most of the state-run exchanges, that means that applications completed by the 15th of the month will be given a first-of-the-following-month effective date. There are three states with enrollment deadlines later than the …
If my children can get CHIP but I don’t qualify for Medicaid, how can I get insured?
You may be able to get an insurance plan through the Marketplace, with savings based on your income. Visit our Get Coverage page, select your state, and select the “Apply Now button to fill out an insurance application through the Health Insurance Marketplace. If it looks like anyone in your household qualifies for Medicaid or …