When considering Medicare or health insurance premiums, have you ever thought, “There has to be a better way”? If so, your ears may have perked up when President Trump recently said that Americans should have better access to short-term health insurance plans. Watch out, however; these plans often come with a hidden price tag that could …
You cannot roll the HSA funds over into an IRA. They will stay in the HSA or be rolled into another HSA. HSAs allow you to reimburse yourself provided the funds are used for a medical expense that has occurred after the IRA was opened. What qualifies for a medical expense usually depends on the …
Trying to choose between a health savings account (HSA) and a flexible spending arrangement (FSA) can be enough to make your eyes cross. In some ways, they’re very similar: they’re both accounts you can contribute to tax-free to save for medical costs. In other ways, they’re very different, and with several key differences between HSAs …
Any Medicare beneficiary who dropped a Medigap policy when they enrolled for the first time in an Medicare Advantage plan, if they are still in the “trial period” is eligible for a Special Enrollment Period (SEP). Medicare beneficiaries can make a one-time election to disenroll from their first Medicare Advantage plan to Original Medicare. They …
The Medicare Access and CHIP Reauthorization Act of 2015 (MACRA) will make changes to Medigap plans effective 2020. Specifically, for individuals newly eligible to Medicare, the Part B deductible cannot be covered. Therefore, Plans C and F will no longer be an option for newly eligible individuals starting January 1, 2020. However, individuals who already have Plans …
Rules about short term or catastrophic plans vary from state to state. National General offers a great national PPO, with access to Aetna’s Open Choice PPO network. Enroll Now State Initial Policy Duration Max Renewals? Maximum duration (including renewals) Notes Alabama Up to 12 months Y 36 months Alaska Up to 12 months Y 36 …
What Health Insurance Companies are Available in Michigan? Ambetter from Meridian Blue Cross Blue Shield of Michigan HS – Blue Care Network of Michigan HS – Blue Cross Blue Shield of Michigan Mutual Insurance Company HS – Molina Healthcare of Michigan, Inc. HS – Oscar Insurance Company HS – Priority Health Health Alliance Plan Oscar …
Every year the insurance companies participating in the Indiana Individual Health Insurance market must submit their rates and plan designs to the Indiana Department of Insurance for approval. Any resident who has had to purchase health insurance in the Indiana Individual Health Insurance market know that we have only a few carriers offering coverage in the last …
Don’t panic! The numbers 475 and 477 don’t refer to the plan names–Like Blue Precision 205 or 206. These are group numbers used to identify the HMO medical group number. 475 and 477 refer to Northwestern’s medical group number that you will select either on your application or after you sign up. You can choose …
Don’t panic. There’s likely affordable options out there, you just haven’t found them yet. And if you haven’t, any of our licensed health insurance agents would be happy to help. 1. Subsidized health insurance. If you make under a certain income level, there’s a very good chance you qualify for a subsidy on the exchange. Our …
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