For the year 2018, the individual mandate is still in effect. That means if you didn’t have a qualified health plan for more than 10 months, you could be subject to a penalty when you file your taxes. Avoid The Penalty, Sign Up For An ACA Plan That being said, there are certain exemptions that …
The Short Answer: No! You do not need a referral. You may have to go to an in-network provider, however. Specifics depend on your plan. You can also have an OB-GYN as your primary care physician (PCP). You can get services from your designated PCP or another OB-GYN, but you’ll probably have to be in …
Insurance companies handle payments differently. Follow the instructions from your insurer about how and when to make your premium payment–in most cases, they will send you a bill by mail or email within 1-2 weeks of your application submission. You may be able to pay online. IMPORTANT: You must pay your premium for your coverage …
Yes, the Obamacare is still the law of the land, however there is no more penalty for not having health insurance. Since 2019, there is no penalty for not having ACA coverage so healthiest people with be enrolling in short-term plans that are cheaper and offer larger networks, however these plans do not protect pre-existing …
The short answer: Yes! In most cases, using a health insurance agent or broker is free. Since most insurance companies pay agents and brokers, there’s no charge to the consumer for services like ours. And, since prices are regulated by the department of insurance, you won’t see different prices from different agents. That being said, certain …
Health insurance costs can be so great that many people begin to wonder if their cost for coverage can be deducted from their taxes. There are four main situations in which you are allowed to deduct your health insurance payments from your taxes. The first of these situations is if you are self-employed. In this …
You are allowed to sign up for your own health insurance plan, even if you are still living with your parents. However, because you are listed as a dependent, there are special conditions that will apply to you when you attempt to enroll in an individual plan. These conditions make it likely that it will …
Insurance companies that sell vision insurance typically have different levels of coverage, usually with names such as standard, basic, enhanced, and advanced. They will differ in the premium amount that will reflect the type or amount of coverage available with the plan. As a rule, vision insurance has some level of coverage for the following: …
No, you cannot. If you do, you’ll pay regular taxes plus a 10% additional tax if you use it for anything non-human and/or non-medical. However, you can use your HSA to pay for “the costs of buying, training, and maintaining a guide dog or other service animal to assist a visually impaired or hearing disabled person, or …
The Short Answer: Yes! There’s lots of dental and vision carriers that offer plans you can get year round. You can often get better coverage this way, as opposed to bundling with a health plan. There is no “open enrollment period” for dental and vision plans in the same manner as health plans. Shop Dental …
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