Ryan Kennelly

Dates & Deadlines for 2024 Health Insurance

Open Enrollment for 2024 health plans starts November 1, 2023. Enroll Now Important dates to note: November 1st, 2023: Open Enrollment starts — first day you can enroll, re-enroll, or change a 2023 insurance plan through the Health Insurance Marketplace. Coverage can start as soon as January 1, 2024. December 15th, 2023: Last day to

Does my BCBSIL HMO plan include coverage if I am traveling?

In an emergency, go directly to the nearest hospital. For non-emergencies, some HMO plans allow you to get health care services from a Blue Cross and Blue Shield affiliated doctor or hospital when you are traveling. If you aren’t sure, contact customer service at the number on the back of your member ID card before

I overpaid my BCBSIL premium. How do I get a refund?

In the case of one of the following events, you can recover premium payments you have already made to BCBSIL: Through your right to examine the policy. You have 30 days after your policy is issued to review it. If, for any reason, you are not satisfied with your health care benefits, you may return

What happens if I miss my BCBSIL premium payment?

If you miss the due date for a premium payment, you have extra time to make that payment. This is known as the “grace period.” During this time, your health care coverage will not be cancelled, although you may see some changes in your coverage, as outlined below. The length of the additional time and

Why was payment for medical services I received denied by BCBSIL?

Typically, when you receive medical services, your provider will bill your health plan (BCBSIL) before sending a bill to you. BCBSIL then reviews the services you received and determines which services are covered by your plan. Occasionally, claims may be denied after you’ve received services. This can happen for a variety of reasons, including: BCBSIL

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