My husband has an HSA account and turning 65 this year. I am 68. We are divorcing and agreed I can have half of the account. I’m not allowed to create an HSA account because I’m eligible for Medicare (but not enrolled). Can I roll half over into an IRA?
You are allowed a one-time HSA to IRA transfer but if you use the funds for ordinary, non-medical retirement expenses after age 65, they’ll be taxed at the same rate as IRA withdrawals. If you are a custodian on your husband’s HSA account, ask the bank if they can give you an HSA debit card with …