Ryan Kennelly
Is short-term health insurance “creditable coverage” under federal law?

short-term health quotes No, Short Term Medical coverage is not considered ACA compliant. This means you are still subject to the penalty if you do not have ACA compliant coverage for at least 10 of the 12 months of the calendar year. Under federal law, if you have a gap in insurance coverage longer than …
Is short-term health insurance Obamacare?

No. Short-term health insurance is a streamlined insurance plan. While it includes many benefits, it does not cover all 12 of the minimum essential benefits that the Affordable Care Act plans are required to cover. For example, in most cases, short-term health insurance will not include maternity care or mental health services. In addition, short-term …
Texas General Health Insurance FAQ
Do I need health insurance? Health insurance provides you and your family affordable access to high-quality health care. Accidents and illness can happen without warning, and medical treatments can be expensive. Having health insurance means knowing many of your health expenses will be covered. Is health insurance expensive? Health insurance isn’t cheap, but it’s a …
Do I need health insurance?
Health insurance provides you and your family affordable access to high-quality health care. Accidents and illness can happen without warning, and medical treatments can be expensive. Having health insurance means knowing many of your health expenses will be covered.
Best Way To Pay Your BCBSTX Bill
CONVENIENT WAYS TO PAY YOUR BILL Blue Cross and Blue Shield of Texas (BCBSTX) offers many convenient ways for you to pay your monthly premium for your individual health care coverage plan. You may choose what works best for you. NEW MEMBERS: If you applied for your health care plan on the Health Insurance Marketplace, …
I’ve gotten a call from someone asking me questions about my new coverage. Is this person with BCBSTX, and why are they asking these questions?
Since you have new coverage with us, we want to make sure you understand your benefits and that we have the information we need to help you with your health care needs. We are calling to: Explain how your plan works Answer questions you may have, and Tell you about some of the services we …
Can I deduct the miles that I put on my car from taxes?
People who drive for work have the option of deducting the cost of their car expenses (such as gas, maintenance, car payments, and a few others), or deducting a standard amount for every business mile driven. The IRS Standard Mileage Deduction for business use in 2019 is 58 cents per mile. And since rideshare drivers are independent …
I’m getting married but neither of us have health insurance. Do we qualify for an SEP after we get married?
As of June 19, 2017, to qualify for an SEP due to a marriage, at least one spouse must have: Had qualifying coverage OR Lived in a foreign country or in a U.S. territory for one or more days during the 60 days preceding the date of the marriage. This prior coverage requirement does not …
I enrolled in a Silver PPO plan on March 29th but my plan does not start until May 1st. Is there a waiting period for maternity benefits?
I have a question about the maternity benefits – I have enrolled for a Silver PPO plan and signed on march 29th. But my plan does not start until May 1st. I had previous coverage through my husband who lost his job and our benefits ended feb 28th. I want to make sure that I qualify …
