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May 5, 2017
As of June 19, 2017, to qualify for an SEP due to a marriage, at least one spouse must have:
This prior coverage requirement does not apply to members of a federally recognized tribe or shareholders of Alaska Native Corporations (sometimes referred to as “AI/AN”).
Example: Bob and Britney got married on May 5th.
Since Britney was already enrolled in a Marketplace plan:
They can report their marriage and pick a Marketplace plan up to 60 days after May 5th. Their coverage will start based on accelerated prospective coverage effective dates – the first of the month after they choose a plan, regardless of when during the month they select their plan. For example, if they pick a plan on May 18, their coverage will start on June 1.
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