Ryan Kennelly

What’s the Best Unemployment Insurance?

Many people lose their health insurance coverage when they lose their job. Often time, the cost of monthly premiums can be too great to sustain your current level of coverage, even if the deductible is lower than other options. When this happens, people must turn to the health insurance marketplace to find new coverage options

Who is considered a dependent?

When you’re buying health insurance you’ll likely need to sign up your family, too. Known in tax lingo as a dependent, here’s who qualifies and how they can help you save. Anyone you claim on your income tax return for a given tax year is considered a dependent. Generally dependents are your spouse or domestic

How do I estimate my income to get health insurance subsidies?

If you qualify for subsidies to make your health insurance less expensive, it’s important that the income you report on your health insurance application is as close as possible to what you report as your modified adjusted gross income on your taxes at the end of the year. If you made more than you expected, you may owe taxes,

Is Alimony included as income when calculating my health insurance subsidy?

It depends – Divorces and separations finalized before January 1, 2019: Include alimony as income. Divorces and separations finalized on or after January 1, 2019 don’t include alimony as income when calculating your Modified Adjusted Gross Income (MAGI) when estimating your subsidy. However, child support payments are not included to calculate MAGI.

How do I know if short term is right for me?

Short term health insurance is becoming a popular ACA alternative. With plans offering up to 364 days of ongoing coverage and no enrollment deadline, it’s no wonder people want it. Plans have significantly lower premiums than major medical, but that’s mostly because they are medically underwritten and don’t have to cover essential health benefits like mental

What Is a Health Insurance Broker?

Hint: They’re probably your new bestie. Allow us to explain. A health insurance broker is a licensed benefits pro who can help you research, buy, set up, and manage your health insurance experience from start to finish. Now, let’s open our books and get a quick lesson on health insurance brokers 101. A breakdown Brokers

What Health Insurance Carriers Are Available in Arizona?

2020 and 2021 Arizona has six health insurance carriers to choose from, though coverage may vary by county. Use our plan finder to see what plans are available in your area, or talk to a licensed agent today! Blue Cross Blue Shield of Arizona Apply Now Ambetter by HealthNet Apply Now Bright Health Apply Now

What Dental Plans Does Blue Cross of Arizona Offer?

BlueCross BlueShield Arizona Dental Plans Apply Now Getting the dental and vision plans you need Off-exchange, standalone coverage from BlueCross BlueShield of Arizona can help you get the dental and vision care you need for your total health. Many of their dental plans cover you 100% for exams, cleanings and X-rays. All-in-one or separate plans? You can buy a medical plan that

Can you get Health Insurance with a K1 Visa?

Travel Insurance Quotes Foreign fiancées of United States citizens that move to the United States usually receive a K1 visa. K1 visas allow these fiancées to remain in the United States even though they are not considered United States citizens. Finding health insurance for these immigrants is crucial because of the risk associated with not

What are Ambetter Indiana’s Dental and Vision Benefits?

Ambetter MHS in Indiana offers optional dental and vision bundled benefits with their health plans. Apply Now While it is convenient to bundle your health and dental/vision benefits, you don’t have to bundle them with your health plan, and it’s generally worth shopping around for the best plans at the best prices. If you’re looking

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