Ryan Kennelly

Marketplace: New Payment and Grace Period Flexibilities During COVID-19 Emergency

The Centers for Medicare & Medicaid Services (CMS) posted guidance on Payment and Grace Period Flexibilities for Issuers Offering Coverage on the Federally-facilitated Exchanges and State-based Exchanges on the Federal Platform. Under the newly released guidance, CMS announced that it will exercise enforcement discretion to permit issuers of qualified health plans (QHPs) and stand-alone dental

Covered California expands SEP due to COVID-19 / Coronavirus

Covered California announced that they are opening the health insurance exchange to any eligible uninsured individuals who need health care coverage amid the COVID-19 national emergency. Anyone who meets Covered California’s eligibility requirements can sign up for coverage through June 30, 2020. Important points to note: Effective immediately, any uninsured Californian eligible to enroll in health care

Is Coronavirus Testing Covered by HSA plans?

Since the United States’ first case of COVID-19 on January 20, 2020, there has been speculation as to whether testing and the cost of treatment for COVID-19 would be covered by health insurance. Specifically, would High Deductible Health Plans (HDHPs) cover COVID-19 testing and treatment pre-deductible? We have gathered the latest updates that may impact

Does National General cover the Coronavirus?

To help limit the spread of COVID-19, National General is waiving 100% of all out-of-pocket costs for COVID-19 diagnostic tests and will ease access for customers seeking diagnostic testing. This waiver will extend to all National General Short Term Medical customers and will be made available to employers in the National General Benefits Solutions Program.

How does a Divorce affect Health Insurance Subsidies?

If a couple divorces, each person’s eligibility for premium tax credits will generally be based on his or her own annual income. The former spouse’s income won’t be counted, even if the couple filed taxes jointly the previous year. During the application process, people are asked to project their income for the year. If someone

How do I Calculate Your Modified Adjusted Gross Income (MAGI)?

Your modified adjusted gross income (MAGI) determines your eligibility for important tax benefits, including whether you can deduct contributions to an individual retirement account (IRA) or contribute directly to a Roth IRA. Eligibility for education tax benefits and certain income tax credits are also based on MAGI. Under the Affordable Care Act, eligibility for income-based Medicaid and subsidized health insurance through

What Health Insurance Carriers are Available in Texas?

  Texas Carrier Guide Carrier Our Rating: Plans Available Counties On-Exchange Application Off-Exchange Application Brochure BCBSTX ★★★☆ HMO Statewide Apply PDF Ambetter ★★★☆ HMO Apply NA – On-Exchange Only PDF Oscar ★★★★ HMO, EPO Apply Oscar Direct PDF Molina ★★☆☆ HMO Bexar County Apply NA – On-Exchange Only N/A Cigna ★★★☆ HMO Apply NA –

California Health Insurance Guide 2021

California has a robust and healthy insurance marketplace both on and off the California exchange. Be advised, there are no short-term or catastrophic plans available in California at this time due to state law. What Health Insurance Carriers Are Available in California? California Carrier Guide Carrier Our Rating: Plans Available Counties On-Exchange Application Off-Exchange Application

Things You Should Know About Your Short-Term Plan

1. Your Short-term plan likely covers your existing doctor Many short-term plans do not have networks, which means you can generally go to whatever facility or provider you want. If your plan does have a network, you’ll need to check the plan specifics in order to see where you can go in order to receive

How do you know if you qualify for a short-term health insurance plan?

If you’re considering a short-term health plan, you’ll want to know what qualifying information and criteria insurance companies look at before they enroll you. Providing your health information To qualify for short-term insurance, you usually have to answer a health questionnaire from the insurance company. For example, you’ll have to disclose whether you have been

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