Stephany Salinas

Understanding The Different Types of Insurance

Many individuals may get employer-based insurance policies. However, the policies may be out of budget for some. Therefore, they turn to the Affordable Care Act Market Exchange if they do not have employer-base insurance and do not qualify for Medicaid and not over the age of 65. Even if they are 65 years of age

Independent Health Agents: We Are Who We Are!

Who Are We? We are independent health insurance agents. Independent of alliance to any particular health insurance carrier. Which means our recommendations and advices are always unbiased. We always put our client financial and health coverage needs first regardless of the enrollment decision made. We work with clients from all over the world. We do

HSA Eligible Expenses

If you have trouble remembering what items are HSA eligible, we encourage you to use the website below or our HRA/HSA/FSA Eligible Expense Guide as a resource:  Please note that you should always check with your HSA administrator or provider to confirm if something is eligible before making a purchase.  # – A – B

Aetna expands coverage for gender-affirming surgeries for transgender women

Aetna announced last week that it will now be covering gender-affirming breast augmentation in most of its commercial plans. This is the result of a collaboration between Aeta, the Transgender Legal Defense & education Fund (TLDEF), Cohen Milstein Sellers * Toll law firm and several transgender Aetna members. This update aligns coverage for breast augmentation

When can I enroll in a 2024 Marketplace plan?

Here are some important Open Enrollment dates for 2024 coverage to mark on your calendar: Key Open Enrollment dates Open Enrollment runs from Sunday, November 1st through December 15th, 2023. Coverage begins January 1st, 2024. If you don’t enroll in a plan by December 15th, you can’t get 2024 coverage unless you qualify for a Special

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