Some birth control is completely free with no out-of-pocket cost, even before your deductible under all qualifying non-grandfathered plans, but not all birth control is free. If your plan covers birth control then at least one choice from each of the 18 above FDA approved categories must be offered with no cost-sharing (your insurer pays …
Abortion services are explicitly excluded from the ten essential benefits offered on all non-grandfathered health plans under the ACA, as are abortion inducing drugs. Other drugs that some feel cross the line (like IUDs) are mandated by the ACA, but are more common to be exempted from select plans. Under federal law, no plan is required to …
Under the Affordable Care Act’s expanded appeal rights it’s easier than ever to appeal a health insurance company denial, a Marketplace decision, or a SHOP decision. Below we cover how to appeal a health insurance company decision in regard to cost sharing or coverage through internal and external appeals, how to get help appealing a Marketplace …
get a short-term quote Short term health insurance is a good choice for people who are in between coverage options, are exempt from the mandate to buy insurance, or want catastrophic health coverage outside of open enrollment. Although it doesn’t protect you from the fee for not having health insurance, it does protect you from …
Vox explains how does the individual mandate works and why the Obama administration is so confident in it.
1. What is Obamacare? 2. What does Obamacare do? 3. Who gets health insurance through Obamacare? 4. What is a health insurance marketplace? 5. What is the individual mandate? 6. What’s an individual mandate? 7. Can I buy Obamacare right now? 8. What happens to pre-existing conditions under Obamacare? 9. What medical services does Obamacare …
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