Blue Focus Care HMO HMOs are a great way to control your healthcare costs. They’re easy to understand and use, and they offer you access to doctors and hospitals who have agreed to be part of your plan’s network. You pay a monthly premium for the coverage, and your health insurance helps cover the rest …
What’s skilled nursing facility (SNF) care? SNFs provide high quality medical care from skilled nursing or therapy staff to treat, manage, and observe your condition, and evaluate your care. Skilled care is nursing and therapy care that can only be safely and effectively performed by, or under the supervision of, skilled nursing or therapy professionals. …
Employee Insurance Coverage in the United States Health insurance is one of the most important employee benefits in the United States. Almost all large firms offer a health plan, and most small employers also do. Employer-sponsored health plans often pay more to employees than they cost the employer. That makes them a valuable addition to …
Insurance Open Enrollment Dates for 2023 in USA Open enrollment is an important time to find a health insurance plan. This is the only time during the year that you can sign up for a plan sold through an exchange or buy a plan directly from an insurance company. Getting insurance through the exchange can …
Advantages of Group Health Coverage in USA Group Health coverage is a type of insurance plan that covers a number of people or members of an organization at a reduced cost. These plans are common in the United States and Canada, and can be purchased by companies, organizations or even small groups of individuals. The …
If something goes wrong during a trip, your savings account could take a serious hit if you don’t have travel insurance. Flight cancellations, lost baggage or an accident can throw a wrench into your carefully made plans and cost a lot to rectify. On the other hand, knowing that your trip is protected can help …
People may have different opinions about healthcare in the U.S., but you probably won’t hear too much dissension about one aspect: the cost. The United States currently ranks highest in healthcare spending among the developed nations of the world. Traditional Health Insurance It’s easy to underestimate the cost of medical care. The national average cost …
One study shows that the average time from considering weight loss surgery to actually having the procedure is 3 years. A lot of time can be spent studying, reading and talking to post-op patients about their surgery. The average cost of gastric bypass surgery is $23,000, the average cost of lap band is $14,500, and …
An out-of-pocket cost in healthcare represents an amount an individual must pay for a medical product or service that’s not covered by their health insurance. Insurance providers do not always reimburse out-of-pocket expenses, nor do these costs always work in the way people may think they do. Several types of out-of-pocket costs exist, and it’s …
Help your clients save money – and collect full commissions. Your customers may qualify for premium tax credits that lower their monthly premiums — but only through the Marketplace. By selling them a Marketplace plan, you help them save money. But your commission is based on the full, undiscounted price of the plan. Get new …
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