Ryan Kennelly

How Can I Find Out If My Doctor Is In Network?

Find the right plan for you in 10 minutes or less!  Visit ihealthagents.com and use our search engine to find the right plan for you today. Provider Finder Provider Finder How-to Video Ambetter Provider Finder Ambetter How-to Video Anthem Provider Finder Anthem How-to Video Blue Cross Blue Shield Provider Finder Blue Cross Blue Shield How-to

I Have Employees in Multiple States, What are My Options?

COVID-19 and the new millennium have shown us what we can do with and what we can do without. Traditional brick and mortar offices are disappearing and more people are working remotely. What options are available to employers who have plans in multiple states? Step one is to fill out a group census to see

What are the employer shared responsibility penalties under the Patient Protection and Affordable Care Act (PPACA)?

The Patient Protection and Affordable Care Act (PPACA or ACA) employer shared responsibility  requirements include an employer mandate―pay or play―and a requirement to provide coverage that is affordable and of minimum value. Both provisions have penalty implications for employers with 50 or more full-time equivalent employees (large employers). Employer Mandate or Pay or Play Under the

EMPLOYER ACA PENALTIES INCREASING IN 2021

November 19, 2020 Chris Arey Earlier this year, the IRS issued the 2021 employer mandate penalties under IRC 4980H(a) and 4980H(b). It should come as no surprise that the penalty amounts have increased and thus ACA Compliance should continue to be a priority for employers. For the 2021 tax year, the annual ACA Employer Mandate

Can my employer pay my Medicare Part B premium?

In terms of your employer actually writing a check for your Medicare Part B premiums when Social Security invoices you for Part B, generally no. However, employers can form a Section 105 Medical Reimbursement Plan, which will enable them to set funds aside for workers to use toward health insurance and dental insurance for the

Can I spend HSA dollars on my adult child on my plan?

While the Patient Protection and Affordable Care Act (ACA) allows parents to add their adult children (up to age 26) to their health plans, the IRS has not changed its definition of a dependent for HSAs. If account holders can’t claim an adult child as a dependent on their tax return, then they can’t spend

The 10 Healthiest Nuts and Seeds

These little powerhouses add nutrients and tons of healthy fats to your diet. Nutrition experts agree that the more plant-based foods you can get into your diet, the better-including healthy fats through nuts and seeds. But what are the healthiest nuts and seeds anyway? Good news: You can’t really go wrong. However, some nuts and seeds

What are the Four Types of Medicare Enrollment Periods?

Medicare Plan Enrollment Periods:  Four Types of Enrollment Periods You can talk to your Benefit Advisor or find an agent about the enrollment period that applies to you. 1.  Initial Coverage Enrollment Period (ICEP): Three months before, the month of, and three months after you turn 65, or when Part A and Part B become

Getting Started with Medicare Advantage Plans

To join a Medicare Advantage plan, you must: – Have both Medicare Part A and Part B – Have permanent residence in our service area If you join a Medicare Advantage plan, you will: – Keep all the coverage you have with Original Medicare – Get more benefits and services with Cigna than Original Medicare

Want to Join Independent
Health Agents?

We’d be happy to have your join our team of independent agents.

JOIN NOW