Ryan Kennelly

Do I need to report additional unemployment insurance I’m receiving for 2024 as income on healthcare.gov?

Yes. It is important to report all Unemployment Insurance benefits you receive in 2024 as income in your hc.gov application. This includes the $300 per week federal benefit you may receive in addition to the general UI benefit provided by the government.  It is important to report any significant changes to your income on your marketplace application throughout the year.  

Is Oral Surgery Covered by Medical or Dental Insurance?

If you’re planning a major oral surgery (such as getting dental implants or needing your wisdom teeth removed) you may be wondering if it’s possible to get your medical insurance to cover your dental treatment. For people who don’t have great — or any — dental insurance coverage, this can be a huge factor in whether it’s

Are immigrants eligible for marketplace health plans?

Yes, you are eligible for marketplace coverage if you have any of the following documents to prove your legal immigration status: Documents to confirm your immigration status Permanent Resident Card, “Green Card” (I-551) Reentry Permit (I-327) Refugee Travel Document (I-571) Employment Authorization Card (I-766) Machine Readable Immigrant Visa (with temporary I-551 language) Temporary I-551 Stamp

My entire family is enrolled in a Marketplace plan. But I’ll become eligible for Medicare soon. Can my spouse and teenage children stay on the plan after I disenroll?

Yes, you can end your own coverage under your Marketplace plan while your family members stay on it. If you bought the plan through the federal website, at healthcare.gov or through a CMS approved web broker, the cancellation process varies according to your circumstances: If you are the “household contact” for your plan — defined

Do I have to enroll in Medicare if I already have a Marketplace plan?

If you have a Marketplace plan, you can keep it until your Medicare coverage starts. Find out how to end your Marketplace plan without penalty. If you like, you can keep your Marketplace plan too. But once your Medicare Part A coverage starts, you’ll no longer be eligible for any premium tax credits or other cost savings

What is a waiting period for dental insurance?

A waiting period is a set amount of time you must wait before some of your dental coverage is effective. If you’re shopping for dental insurance, you’ve probably noticed that some dental insurance plans have a waiting period. When you’re buying dental insurance it’s important to know which plans have a waiting period and how

Why do some dental insurance plans have no waiting periods?

If you need dental coverage benefits right away, look for dental insurance with no waiting periods like DHMO plans. Dental insurance can help you be prepared for any dental emergencies that arise – but those emergencies aren’t going to wait six to 12 months for your benefits to kick in and your waiting period to

Employer Health Insurance: Evaluate your Options

In general, think about: The overall value of each plan. Does it provide ample coverage at a reasonable cost? Choice of providers. Will your employees be able to visit doctors and other providers they want? The insurer or health plan itself. Is it a stable company with quality customer services? Plan Value: Balancing Benefits and Costs Health insurance

Employer Health Insurance: Decide What You Want

Before you begin shopping for plans, you should make sure you understand your options regarding benefits levels, choice of providers and cost-sharing with employees. You won’t be making any final decisions at this point. Instead, you will start to identify directions to help guide your broker to plans that might work for you. Chances are

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