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By Ryan Kennelly

October 27, 2017

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  • State Insurance Guides
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How Long Do I Have To Pay My First Month’s Premium? – BlueCross IL 2024.

October 27, 2017

  • State Insurance Guides

No Initial Payment with App: Now 25 Business Day Pend Period

Applicants have a specific time period to pay the first month’s premium to effectuate coverage. This is true for open enrollment, special enrollment, off exchange and on exchange. If the first month’s premium isn’t paid in full by the deadline, the application is withdrawn.

Last year, on- and off-exchange pend periods for non-payment of the first premium differed. This year, the pend period is the same for on- and off-exchange coverage: 25 business days.

INITIAL PREMIUM Submission Overview Chart

PAYMENT OPTION

CHANNEL

PLAN TYPE

WHERE TO SUBMIT

Electronic Bank Account Withdrawal

Online 

On Exchange

Off Exchange

This option is available during the online application process via the Retail Shopping Cart.

Applicants can also pay online by going to our Payment Options page and selecting the green “Register and pay” button under “I’m a New Member.” 1

Electronic Bank Account Withdrawal

Phone

On Exchange

Off Exchange

CALL 800-538-8833

Call our Customer Advocates to make a one-time electronic bank account payment via the phone.

NOTE: Currently, the automated Interactive Voice Response system does NOT have an initial premium payment option. Instead, applicants must speak directly with a Customer Advocate.

Electronic Bank Account Withdrawal

Fax

Off Exchange

only

FAX 888-223-1988

Applicants can submit the paper application and include bank draft information for electronic bank account withdrawal.

Credit Card

Debit Card

Online 

On Exchange

Off Exchange

Applicants can pay online while applying via the Retail Shopping Cart. Applicants can also pay online by going to our Payment Options page and selecting the “Register and pay” button under “I’m a New Member.” Visa®, MasterCard® and Discover® debit and credit cards are accepted.

NOTE: Credit cards are allowed for the first initial premium payment only; members cannot use credit cards for subsequent premium payments.

Paper Check

Money Order

Regular Mail*

(PO Box)

On Exchange

Off Exchange

On Exchange*

BCBSIL

P.O. Box 650774

Dallas TX 75265-0774

Off Exchange*

BCBSIL 

 PO BOX 3236

 Naperville IL 60566-7236

Paper Check

Money Order

Overnight Mail* (physical address)

On Exchange

Off Exchange

On Exchange* Off Exchange*

BCBSIL c/o First Data/Remitco BCBSIL

1010 W Mockingbird Ln, Ste 100, Box 650774 1000 Warrenville Rd, Ste 400

Dallas TX 75247 Naperville IL 60563

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