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September 14, 2016
If you applied for Medicaid or the Children’s Health Insurance Program (CHIP), and your state said you weren’t eligible, you should complete a Marketplace application for private insurance. Most people will get a notice from the Marketplace.
When completing your application, you may be asked if anyone on your application was recently turned down for state Medicaid or CHIP coverage. You may also be asked to select the name of anyone on your application who applied for coverage through their state or the Marketplace during a specific period of time.
Medicaid and CHIP programs may also be called different names, like “Medical Assistance,” “All Kids,” or “Family Care.”
There will be a box next to each person’s name.
Do check the box for any person who:
Don’t check the box for any person who:
Recent income changes If your household income has decreased since the time the Medicaid and CHIP agency(s) sent the denial, you should select “None of these people.” For example, if anyone in your household lost their job, had their hours or wages cut at work, or stopped getting unemployment benefits or another taxable income source, select “None of these people.”
Recent family size changes If your household size has increased since you were denied Medicaid or CHIP by your state, you should select “None of these people.” For example, if you or another household member got married, had a baby, adopted a child, became pregnant, or started claiming someone new as a dependent on your tax return, you should select “None of these people.”
Check the box if anyone on your application applied for coverage through their state or the Marketplace during the specific dates.
Select “None of these people” if no one on your application applied for coverage during these dates.
If you aren’t sure whether you’re a full-time student, check with your school.
You may be asked this if you’re a full-time student. A parent can be a birth, adoptive, step, or foster parent.
Why are we asking this question? We want to make sure people get health coverage in the right state. Sometimes full-time students get health coverage in the state where their parents live instead of the state where they go to school.
American Indians and Alaska Natives can still get services from the Indian Health Services, tribal health programs, or urban Indian health programs, and the results of this application won’t change that.
For more information on questions asked to American Indians and Alaska Natives, click here.
Why are we asking this question? American Indians and Alaska Natives may get extra help—they may not have to pay cost sharing and may get monthly Special Enrollment Periods.
Some pregnant women get extra help paying for health coverage, depending on the family’s income.
If any of the women on your application are pregnant, telling us here will help the whole household get the most help possible paying for health coverage.
If you’re pregnant, telling us how many babies you’re expecting during this pregnancy will help the whole household get the most help possible paying for health coverage.
Why are we asking this? Sometimes young adults who were in foster care can get extra help paying for health coverage.
Why are we asking this? Sometimes young adults who were in foster care can get extra help paying for health coverage, but only if they were enrolled in Medicaid while they were in foster care.
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