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By Ryan Kennelly

August 6, 2016

Topics:

  • Individual & Family Health Insurance
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Can I Cancel my Marketplace Dental Coverage and Still Keep My Health Coverage?

August 6, 2016

  • Individual & Family Health Insurance

It depends.

  • If you have a separate, stand-alone dental plan, you can cancel any time during the year by contacting your plan directly, or by contacting the Marketplace call center.
    • Important: Don’t cancel your dental plan on HealthCare.gov if you want to keep your health plan. Selecting “Remove” in “My Plans and Programs” under your dental plan will cancel both your dental and health plans.
  • If you have a health plan that includes dental benefits and want to modify that plan, you can change to another health plan that doesn’t include dental benefits only during Open Enrollment. The 2019 Open Enrollment Period started November 1, 2018.

Outside Open Enrollment, you can change health plans only if you have a qualifying life event that gives you a Special Enrollment Period (SEP). Learn more about how you qualify for a Special Enrollment Period. If you qualify for an SEP, you can choose a new health plan with or without dental coverage. But you can’t get dental coverage by itself.

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