Liberty Partnership



Partner Guide for Liberty Teams

iHealth Agents: Your Health Insurance Partner

Keep Liberty clients in-house for all their insurance needs. iHealth provides health, Medicare, and employee benefits expertise to complement your personal lines services.

Why iHealth + Liberty?

iHealth is Liberty’s first major health and Medicare agency. This creates powerful cross-referral opportunities to serve your clients’ complete insurance needs.

🎂

Clients Approaching 65

Personal lines clients nearing retirement need Medicare guidance. Connect them with iHealth for Supplement, Advantage, and Part D plans.

💼

Job Transitions

Clients between jobs need health coverage. We provide COBRA alternatives and individual plans to bridge the gap affordably.

🏢

Small Business Owners

Your commercial clients need employee benefits. We handle group health, dental, vision, disability, and life insurance.

🧑‍💻

Self-Employed Clients

Freelancers and gig workers in your book need individual health coverage. We navigate ACA marketplaces to find the best fit.

Who We Are

A licensed, independent health insurance agency with nationwide reach and deep marketplace expertise.

Licensed nationwide — Agents across the USA licensed in multiple states

State marketplace certified — Covered California, Get Covered Illinois, Connect for Health Colorado, NY State of Health, and Healthcare.gov

Carrier independent — Not aligned with any single carrier, so our recommendations are always unbiased

CMS & FFM certified — Annual training with CMS, FFM, and all major state exchanges

Carriers We Work With

Blue Cross Blue Shield
Humana
UnitedHealthcare
Aetna
Cigna
Wellcare
+ Many More
5K+
Businesses helped yearly

30K+
Insurance plans offered

75K+
Individuals enrolled yearly

What We Do

Comprehensive health insurance solutions for individuals, families, retirees, and employers.

👤 Individual & Family (Under 65)

→ ACA Marketplace plans (federal + state)

→ Self-employed and gig workers

→ Early retirees not yet Medicare-eligible

→ Subsidy and cost-sharing assistance

🏥 Medicare Solutions (65+)

→ Medicare Supplement (Medigap)

→ Medicare Advantage plans

→ Part D prescription drug plans

→ Ancillary products for retirees

🏢 Employer Benefits

→ Group health for small & large employers

→ Dental and vision plans

→ Short-term & long-term disability

→ Life insurance and ancillaries

→ Medicare for retiring employees

🛡️ Supplemental & Short-Term

→ Short-term health insurance

→ Accident insurance

→ Critical illness coverage

→ Hospital indemnity plans

→ Gap coverage solutions

When to Refer to iHealth

If you hear any of these from a client, it’s a good time to connect them with our team.

🎯 Client mentions health insurance needs (individual or family)

🎯 Client is approaching 65 or asking about Medicare

🎯 Small business owner asking about employee benefits

🎯 Client losing employer coverage and needs COBRA alternatives

🎯 Self-employed or gig worker clients needing coverage

🎯 Any health-related insurance question outside your P&C scope

How to Refer

Two easy ways to send referrals to our team.

✉️ Email Referral

Send us client details directly. Include name, phone/email, and a brief description of their situation.

referrals@ihealthagents.com

📋 Online Form

Use our Liberty-specific referral form. Quick, easy, and tracks everything automatically.

Submit a Referral →

What to Include in a Referral

✓ Client’s name

✓ Best phone number and/or email

✓ Brief description of their situation (e.g., “turning 65 in March,” “just lost job”)

✓ Your name (so we can follow up with you)

Key Contacts

Ryan, Stephany

Want to Join Independent
Health Agents?

We’d be happy to have your join our team of independent agents.

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